About the agency

Specialist guidance for a specialized industry

We help owners and operators explain their risk clearly, identify coverage gaps and pursue insurance designed around the realities of communal recovery housing.

Sober living home operators reviewing property and operational details

Specialist perspective

We help owners and operators describe their risk accurately, because an underwriter who understands the operation prices it better than one who is guessing.

01

We start with the operation

Resident count, staffing, services, transportation, property ownership and house procedures all help determine which coverage structure fits.

02

Plain-language advice

Insurance is complicated enough. We explain the purpose of each coverage and the tradeoffs involved so operators can make informed decisions.

03

Responsive, personal service

You work with people who understand the niche and can help organize the information underwriters need to evaluate a sober living risk.

No existing policy needed

Tell us how your sober living home actually operates.

Most operators who contact us are insuring a sober living home for the first time. Tell us how the home runs and we’ll come back with the coverage options and pricing available for it.