Sober Living Home Insurance
Sober Living Operators have their own unique exposures when it comes to insurance.
Most incorrectly believe that standard homeowner/landlord insurance policies will cover them and their business. They could not be more wrong! A sober living home is a business and needs proper insurance. Not only is there liability and property exposure but there is also professional liability, workers compensation, and sexual and physical harassment exposure.. add it all up and you have a need for a comprehensive commercial policy. The good news: You have come to the right place! Simply click on the Get Quote button and let our agents get you the right coverage at the right price!
Business Auto – Non-Owned Auto
Professional Liability – Errors and Omissions
Sexual & Physical Harassment
Umbrella – Excess
Types of behavioral health risks we can write:
Transitional / Sober Living Housing
Women and Children Treatment Programs
Faith-based Treatment Programs
Alcoholics Anonymous / Narcotics Anonymous
Vocational and Life Skills Training
Smoking Cessation Programs
Gambling Addiction Programs
Methadone Clinics – Opioid Treatment Providers
Outpatient Treatment Centers – Addiction and Mental Health Clinics
DUI Programs / Offender Court Ordered Classes
Is professional liability really necessary?
What do we need to get a quote? How long does it take?
Why can’t I just get a quote for a landlord policy from one of the standard carriers?
Sober Living Supplemental Application
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San Diego, CA 92126