Sober Living Home Insurance
Sober Living Operators have their own unique exposures when it comes to insurance.
Most incorrectly believe that standard homeowner/landlord insurance policies will cover them and their business. They could not be more wrong! A sober living home is a business and needs proper insurance. Not only is there liability and property exposure but there is also professional liability, workers compensation, and sexual and physical harassment exposure.. add it all up and you have a need for a comprehensive commercial policy. The good news: You have come to the right place! Simply click on the Get Quote button and let our agents get you the right coverage at the right price!
Commercial Liability
Property Coverage
Business Auto – Non-Owned Auto
Professional Liability – Errors and Omissions
Sexual & Physical Harassment
Cyber Insurance
Workers Compensation
Umbrella – Excess
Coping with Challenges in Sober Living Operations: Top Ten Concerns and Solutions
Operating a sober living home involves navigating a complex web of legal, ethical, and medical responsibilities. Insurance is a critical component in ensuring that you are protected against the array of risks associated with this type of care facility. Below are some...
Essential Checklist to Safeguard Your Sober Living Home from Liability Claims
Introduction Liability risks are inherent in any business, but sober living homes face unique challenges. As a risk manager, my goal is to provide you with a comprehensive checklist that can help you mitigate these risks effectively. General Preparation ☐ Consult a...
Why Professional Liability Insurance is Crucial for Operators of Sober Living Homes
Introduction Running a sober living home comes with immense responsibilities and challenges. You are not only managing a facility but also playing a critical role in the recovery journey of your residents. While your primary goal is to offer a supportive environment...
Types of behavioral health risks we can write:
Transitional / Sober Living Housing
Women and Children Treatment Programs
Faith-based Treatment Programs
Alcoholics Anonymous / Narcotics Anonymous
Vocational and Life Skills Training
Eating Disorders
Smoking Cessation Programs
Gambling Addiction Programs
Methadone Clinics – Opioid Treatment Providers
Outpatient Treatment Centers – Addiction and Mental Health Clinics
DUI Programs / Offender Court Ordered Classes
Is professional liability really necessary?
What do we need to get a quote? How long does it take?
Why can’t I just get a quote for a landlord policy from one of the standard carriers?
Sober Living Supplemental Application
Reach Us
Any Questions? Call us or send us a message!
San Diego, CA 92126
858-295-7242
aaron.farmer@jumpins.com