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Sober Living Home Insurance Coverage

General Liability

  • $1,000,000 per occurrence
  • $3,000,000 general aggregate
  • $3,000,000 products/completed operations aggregate
  • $1,000,000 personal/advertising injury
  • $1,000,000 damage to premises rented to you
  • $20,000 medical payments
  • Blanket Additional Insureds
  • Blanket special events on & off premises
  • Internet privacy and liability

Sexual & Physical Abuse Liability

  • $250,000 per occurrence
  • $500,000 annual aggregate
  • Higher limits available**

Professional Liability
  • $250,000 per occurrence
  • $500,000 annual aggregate
  • Higher limits available**


Auto Liability

  • $1,000,000 for hired/non-owned autos Property
  • Building & Business Personal Property
  • Full replacement cost
  • Deductibles starting at $500
  • Loss of Rental Income
  • Equipment Breakdown Coverage

Workers’ Compensation

  • As required by state

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